CONSUMER NOTICE

Loans with shorter terms from third-party lenders are designed to address short-term financial demands rather than serving as long-term financial solutions. Consumers should seek expert debt and credit counselling if they have credit issues or are in debt. Consumers are urged to educate themselves on the dangers of taking out short-term loans, lending alternatives that might be more suited to their needs and circumstances, and any local and state regulations governing such loans in their state. If you accept the terms and conditions for a loan offer, you agree to repay the loan principal and finance charges according to the payment schedule detailed in the documents provided to you by your lender. We strongly encourage you to thoroughly read all loan agreements provided to you. If you miss a payment or make a late payment, additional fees or charges may apply. This website does not control the amount of fees or charges you may owe for nonpayment, late payment, or partial payment. Ask your lender for more information.

NOT A LENDER NOTICE

The operator of this website and its services is not a lender or creditor, is not a broker, does not make offers for loans, and does not make any credit decisions. We are not a representative or agent of any lender and have no control over the lenders or lending partners in our network. Submission of a loan request to this website is not submission of a loan application. We do not guarantee that you will be approved for a shorter-duration loan. Some lenders may require faxing of information. In some instances, you may have to visit a physical store or branch location to complete your loan request process. Please contact your lender directly with questions or issues regarding your loan. 

PAID BY LENDERS, LENDING PARTNERS, NETWORKS, OR OTHER MARKETERS

This website provides a free service that aims to connect consumers with lenders. Submitting a loan request allows us to connect you to third-party lenders, lending partners, other networks and marketers, and these parties pay us if they offer you a loan or if a lender within their network is able to offer you a loan. If you receive a loan offer, it is likely from the highest bidder and not from the lender who is able to offer you the best loan terms.

CREDIT IMPLICATIONS

Some third-party lenders may conduct credit checks with credit bureaus or obtain consumer reports through alternative providers to determine your eligibility for a loan. By submitting your information to us, you agree to allow us to share your information with those in our network and to allow those in our network to verify your information and check your credit. You are not obligated to contract with any third-party lender or party within our network.

AVAILABILITY

This website’s service is not available in all states. Residents of certain states, including, but not limited to Arkansas, New York, West Virginia, and California are not eligible to use this website or its service. We reserve the right to change the availability of our service at any time without notice. If you request a loan in a state where such loans or loan products are prohibited, or where this website does not have an available lender or lending partner, you will not be connected to a lender or lending partner. Please familiarize yourself with your state’s regulations pertaining to shorter-duration loans. In using our services, it’s possible that you may be connected with a tribal lender. Please be aware, tribal lenders are subject to tribal law and particular federal laws, which govern its loans and related agreements, but are exempt from abiding by state law. Please fully read and understand the terms of any loan offered by any lender. Do not agree to a shorter terms loan offer that includes terms you do not agree to, or that you are unable to repay.