FAQ - Have a Question?

We've listed answers to the most popular questions here.

General Questions

A short-term, small dollar loan is funding that you pay back all at once on a specified due date. The loan term is usually much shorter than with other financial products.

While we cannot guarantee that anyone will be approved or prequalified for a loan, many of our lenders do work with loan customers who have poor credit histories.

Your lender determines the cost of your loan. The lender also sets the fees and interest associated with your loan. This information appears in your loan agreement. We recommend reading through your loan agreement carefully before you sign it.

An installment loan is funding that is paid back, bit by bit, over time. The loan amount for an installment loan tends to be larger than for a short-term small dollar loan. On Mymegafunds.com, potential borrowers can request funding for up to $5,000.

You could receive your funding as soon as the next business day.

Your lender determines your loan term. Your loan agreement should show when your payment(s) are due.

Our Site

No. Mymegafunds.com provides a free loan request service. Potential borrowers can use our form to reach out to lenders. It is our goal to help the consumer make a connection with a lender. We never charge a fee for this service.

You can click the “Get Started” button at the top of the page to begin your loan request. We will ask you a series of questions, and we will use this information to try to connect you with a loan provider.

It should only take you a few minutes to fill out our loan request form. Then, you should know if we were able to connect you with a lender within about 90 seconds.

Mymegafunds.com helps consumers request up to $5,000. We are not a lender. It is our job to help you find a reputable loan company.

Before you use Mymegafunds.com’s loan request service, we ask that you are at least 18 years of age and a U.S. citizen or legal resident, have a regular monthly income of at least $800, and have an active bank account. Please note that if you are connected with a lender, they may have additional requirements for you to meet.

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